How to Finance Real Estate with a Low Down Payment

Many small business owners think financing a commercial real estate purchase isn’t an option because they’ve heard the down payments can be very high. However, there are options for business owners who can’t afford to contribute 20, 30 or even 35 percent...

Buying a Building in a Rising Interest Rate Market

In a rising interest rate environment, the cost of capital inches higher for all small businesses, but especially those who need to purchase new properties.  Since the 2008 financial crisis, small business owners have relied heavily on loans with adjustable interest...

New 25-Year SBA 504 Loans

There is a new member of the SBA 504 loan family.  To better meet some borrowers’ needs, a 25-year loan term option became available April 2, 2018, which is in addition to the 10-year and 20-year loan options already offered.  SBA’s recent announcement of a 25-year...

Why Your Accounting Firm Should Recommend SBA 504 Loans

Is your Accounting Firm recommending SBA 504 Loans?  As a professional intimately familiar with a business client’s financials, stepping beyond tax prep and bookkeeping into the role of consultant makes sense for both your client and your accounting practice. ...

SBA 504 Loans for Rural Small Businesses

If you’re a small business located in a rural community, you should be aware of an SBA loan program created specifically to help you grow and expand.  The SBA 504 Loan Program, an economic development tool designed to help businesses in rural communities,...

Beginning in 2018 – SBA 504 to Provide a 25-Year Loan Term

There will soon be a new member of the SBA 504 loan family.  To better meet some borrowers’ needs, a 25-year loan term option will become available in 2018, which will be in addition to the 10-year and 20-year loan options already offered.   SBA’s recent announcement...