Women-Owned Businesses are Making a Big Impact

Women-owned businesses are making a big impact…and October is National Women’s Small Business Month, which means it’s time to not only celebrate and recognize the myriad achievements of our country’s female entrepreneurs, but also the positive impact they are...

Reasons to Think 504 As Rates Rise

  In this season of rising rates, it’s time to think 504.  The October 2022 rates for SBA 504 Loans are higher than they were last month, a trend consistent with recent federal interest rate hikes.  SBA 504 rates and the 10-Year Treasury have followed a...

September 2022 Rates for SBA 504 Loans

The September 2022 rates for SBA 504 Loans are higher than they were last month, a trend consistent with recent federal interest rate hikes.  SBA 504 rates and the 10-Year Treasury have followed a similar track historically.  Therefore, given that the 10-year treasury...

SBA 504 Loan Fees for Fiscal Year 2023

New SBA 504 loan fees apply to loans approved October 1, 2022, through September 30, 2023, and include a lower upfront guaranty fee, but a slightly higher annual service fee.     SBA 504 Loans The SBA 504 Loan Program is designed to help business owners be...

Add Equipment to Long-Term 504 Financing

Most know that the #SBA504 program can finance equipment projects (typically 10-year debenture) and/or real estate projects (typically 20- or 25-year debentures). However, did you know that equipment can be included in a 20- or 25-year real estate project? When the...